I want you to ask yourself the following four questions:
1. What people, places, or things in your life ignite your soul?
2. Where (mentally or physically) are you when you're at your happiest?
3. What are the most precious aspects of your life?
4. Which of these things do you not have, (or not have enough of) but wish you did?
In most cases, your answers to these questions won't directly equate to your want for more money, but money, fortunately, or unfortunately, can often facilitate their reality.
For me, one piece of clarity was my wish to see my long distance family more often; this meant, additional airfare and more time from work. Guess what? Like it or not, both result in the need for money.
While reflecting back on my financial disaster, I can see that my financial habits mirrored the lack of clarity in my personal life. This is not to say that I didn't know what I liked or wanted, what I mean is that what was truly important to me was vague at best, lacking my focused attention. I also began to realize that life wasn't going to slow down to give me time to feed my soul - I had to become the driver of my own destiny - leaving nothing to chance.
In 2012, I took time to sit quietly and get REAL about what I wanted for my life. I lit candles and my fireplace, poured a glass of wine, and then, with pen and paper in hand looked inside my soul to uncover what I needed from my life to be happy with my cup half-full. On my list, I included relationship goals, material goals, personal goals, etc. Once complete, and with a little bit of time and effort, my finances and personal goals began to align. And, perhaps most importantly, I recognized I was capable and worthy of anything I desired.
Those I believe to be financially empowered have something significant in common - they have an unwavering sense of what they want in life. And, you can too.